Acquiring review
Review the merchant model, markets, transaction profile, payment methods and settlement needs before proposing the right setup.
xMoney Payments - powered by Capital Financial Services
Card acquiring built around your business model.
xMoney Payments helps eligible merchants and platforms review, configure and operate card acquiring setups across Europe, with recurring-payment support, settlement coordination and direct account management.
Acquiring support
- Business model and risk review
- Card acquiring setup
- Recurring payment flows
- Settlement and payout coordination
- Named account support
Why merchants choose xMoney
More than a payment button: acquiring support for real merchant operations.
When card acquiring affects approval, conversion, continuity, recurring revenue or settlement operations, merchants need more than a generic checkout integration.
Risk-aware onboarding
Support onboarding with the commercial and risk context needed for eligible merchants and platforms.
Recurring payments
Support subscription and repeat-payment flows with tokenized card credentials, renewal handling and setup review for recurring revenue models.
Settlement visibility
Align acquiring, settlement reporting and payout flows with the commercial setup and finance operations.
Support for complex flows
Review platform, multi-party, cross-border or higher-touch payment models where a generic checkout setup is not enough.
European payment coverage
Support eligible merchants and platforms that need European acquiring coverage, onboarding clarity and direct account management.
Services
Payment services built around acquiring and settlement.
Capabilities are reviewed against the business model, countries, risk profile, payment methods and required settlement flows before approval.
Card acquiring and acceptance
Accept online card payments through European acquiring and scheme connectivity, with setup reviewed around the merchant’s business model, risk profile, customer journey and settlement needs.
Recurring payments and subscriptions
Support repeat payment flows with tokenized card credentials, subscription billing logic and renewal handling tailored to the merchant setup.
Payouts and settlements
Coordinate settlement and payout flows for approved merchants, including reporting and payout method options based on the agreed operating model.
Approved issuing use cases
Assess virtual or physical card program requirements for approved business models, subject to scheme, regulatory and program partner requirements.
Merchant onboarding support
Review the business model, countries, processing needs and risk information with a specialist payments team that can guide the setup from qualification to launch.
Use cases
For businesses where acquiring needs closer review and support.
Best fit is assessed during onboarding, especially where platform models, recurring payments, cross-border activity or settlement requirements need closer commercial and risk review.
Digital platforms
Subscription businesses
Platforms with multi-party payment needs
High-growth merchants expanding in Europe
Businesses needing hands-on account management
How we work
Review
We start with the business model, markets, transaction profile, customer journey and settlement requirements.
Configure
We map the acquiring, recurring-payment, settlement and payout setup around the approved operating model.
Support
Named commercial and account support stays involved before, during and after launch.
Trust and compliance
Controls and review for serious payment flows.
Each merchant setup is reviewed against applicable regulatory, scheme, security and risk requirements before services are approved and activated.
Regulated payment services
Card payment capabilities
Security and data controls
Strong customer authentication support
European availability reviewed per setup
Merchant onboarding and risk review
Contact
Email the payment team
Let’s review your acquiring setup.
Tell us your business model, countries, estimated monthly volume, current acquiring setup and required payment methods. We’ll review available capabilities, onboarding requirements and commercial next steps.