xMoney Payments

Card payment acceptance tailored to your business model.

xMoney Payments helps eligible merchants and platforms review, configure and manage card payment acceptance across Europe, with support for recurring payments, settlement coordination and dedicated account management.

Why merchants choose xMoney

Acquiring for businesses that have outgrown a standard checkout.

Recurring revenue, platform complexity, customer journeys and finance operations all shape the right acquiring model. xMoney brings those requirements into one commercial and operational conversation.

Commercial fit

We assess markets, transaction patterns, customer journeys and payment methods to define a suitable acquiring approach.

Onboarding with context

Your business model and operating context stay visible throughout onboarding—not reduced to a generic application flow.

Recurring payments

Support subscription and repeat-payment flows with tokenized card credentials and renewal handling suited to recurring revenue models.

Finance-ready reporting

Connect settlement reporting with the information your finance team needs to operate confidently.

Complex payment models

Address platform, multi-party and cross-border payment models where a standard checkout configuration is not enough.

European operations

Support for eligible merchants and platforms operating across European markets, subject to jurisdiction and the approved setup.

Services

Core payment services around the acquiring relationship.

The available configuration depends on the merchant profile, markets, payment methods and operating model.

Card acquiring and acceptance

Accept online card payments through European acquiring and scheme connectivity, with an approach shaped by the merchant model, customer journey and finance requirements.

Recurring payments and subscriptions

Support repeat payments with tokenized card credentials, subscription billing logic and renewal handling suited to the operating model.

Settlement reporting

Align settlement reporting with the agreed commercial and operational model.

Merchant onboarding support

A specialist payments team coordinates business information, processing requirements and onboarding steps from initial qualification through launch.

Use cases

For businesses where payments are operationally critical.

A strong fit for merchants and platforms with recurring revenue, cross-border activity, multi-party flows or finance requirements that need more than a standard PSP setup.

Digital platforms
Subscription businesses
Platforms with multi-party payment needs
High-growth merchants expanding in Europe
Businesses needing hands-on account management
How we work

Discover

We start with the business model, markets, transaction mix, customer journey and finance operations.

Structure

We bring acquiring, recurring payments, settlement reporting and operational requirements into one operating model.

Support

Named commercial and account support stays involved before, during and after launch.

Trust and compliance

Clear controls for business-critical payment flows.

Every service remains subject to applicable regulatory, scheme, security and risk requirements, as well as merchant eligibility and approval.

Regulated payment services Card acquiring capabilities Security and data controls Strong customer authentication Availability by approved setup Merchant onboarding and risk controls
Contact

Let’s discuss your acquiring needs.

Share a few details about your company, markets, card volume and payment requirements. The pre-filled email helps our payments team understand the setup before following up.

Email the payments team